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DSCR Rental Loans

Qualify by Cash Flow
Not Income

No tax returns • No W-2s • No employment verification

Qualify based on property cash flow• DSCR 1.0+
No personal income documentation• No tax returns
Close in as fast as 14 days• Fast funding
SFR, 2-4 units, or 5+ multifamily• All property types

What is DSCR?

Debt Service Coverage Ratio measures if rental income covers the mortgage. A DSCR of 1.25 means rent is 125% of the payment – most lenders want 1.0 or higher.

1,200+ rentals financed this year

Check Your Rate

No credit pull • Takes 2 minutes

Own other rentals?

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256-bit Encryption4.9/5 Rating🏆 $500M+ Funded📍 All 50 States